Thanks for those links! Here's what I get if I actually try to pursue the Hayward deal for example:
VW Hayward (7.5k, 30 mo): $5200 down ($3000 advertised + $2200 drive off) and $59+tax * 30 = $7130 which is effectively $238/month
The best I've gotten in SoCal so far is effectively $250/month...