I call it dealer math. It was applied, but I now know that I should have got a better deal. At any rate, I owe nearly $25,000 on it, and to sell it I need to pay off the loan. If I can't, I will continue to make the payments, and have a great car to drive while feeling poor! At some point, the loan will be paid down to where someone will decide to buy it from me. I want to bring up a point that some people miss on this tax credit incentive, if you don't owe at least $7500 in taxes to the IRS, you can't get the whole $7500 if you buy the car. I did just that when I bought a Think City years ago, I only owed $5700 that year in federal taxes, so that is what I got for an incentive. It doesn't roll over to the next year either, unfortunately.